This is not a commitment to lend. All loans are subject to credit approval, underwriting, and program guidelines. Not all applicants will qualify. Rates, terms, and programs are subject to change without notice.
VA loan benefits are available to eligible service members, veterans, and certain surviving spouses. Eligible borrowers may qualify for VA financing with as little as $0 down. Eligibility is determined by the U.S. Department of Veterans Affairs. This site is not affiliated with or endorsed by the VA or any government agency.
Garcia Mortgage Group is the marketing brand of Juan G Garcia, Mortgage Loan Officer, NMLS #2754284, licensed in Texas and powered by Loan Factory, Inc., NMLS #320841. Loan Factory, Inc. is a mortgage broker, not a direct lender. Licensing may be verified through NMLS Consumer Access.
Consumers wishing to file a complaint against a mortgage company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar Blvd., Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. A complaint against a residential mortgage loan originator may also be filed with the department.
Texas disclosures · sml.texas.gov